No matter what stage you are with futures planning, we’ve got you covered. Split into categories, this ongoing, curated resource lists the essentials on special needs trusts and futures planning; where to get started, what documents you need to secure benefits, plus relevant news to deepen your knowledge.
Click on the “+” at each section header to view all listings.
Trust Director Tia Marsili talks about when and how parents should start planning the future of their child with disabilities. (e-publication, Page 28)
Disabled Americans Are Losing a Lifeline, and how President Biden can help.
The Arc of Northern Virginia’s Transition POINTS program (Providing Opportunities, Information, Networking and Transition Support) offers families realistic, actionable information on decision making through the lifetime of their loved one with an intellectual disability.
The following guides are available:
- Early Intervention – Starting Life with your Child with a Disability
- Special Education – Getting the Most from Special Education
- Transition to Adult Services – Securing a Future for your Child with a Disability
- Employment – Entering the World of Work
- Housing – Finding a Home for Adults with Disabilities
- Aging – Aging with a Disability
Online listing for Virginia’s many social services assistance programs. Use CommonHelp to check assistance eligibility, submit applications, check or renew benefits and report household changes, or renew benefits.
The document covers latest trends and regulatory developments from around the world. It includes expert discussions on high conflict cases, divorce costs, valuation and division of complex assets, international family law, and child custody. Featured countries are: Dominican Republic, South Africa, Turkey and the United States.
Can a parent be required to financially support a child who reached the age of majority? This article describes in general terms the law throughout the United States with respect to a parent’s support obligations for a child with disabilities.
A guide from Disability Rights North Carolina
The Memorial Society of Northern Virginia offers a detailed directory of funeral homes and the costs for each service.
Learn how much burial funds you are entitled to, upon the death of your spouse.
Our Trustee KeyBank’s financial wellness center is a helpful guide on the basics of financial health and future planning.
Securing a sound post-retirement future is critical to not only navigating health, but preserving family wealth as well. Use this list as a starting point.
All aspects of our lives—whether financial, social, work or leisure—increasingly have a presence on our computers or the Internet. Start planning to protect these digital assets.
When we think about leaving a charitable giving legacy, making a bequest from our estate naturally comes to mind. However, individual retirement accounts (IRAs) can be an attractive and flexible way to manage charitable gifts and meet estate planning needs.
It's essential to construct an investment portfolio thoroughly integrated with your financial goals. Considering and coordinating both allows you to create a successful blueprint to meet your long-term financial goals.
By completing this log, you ensure that your family will have vital information that might otherwise be forgotten upon your death. It can also guide your loved ones through the necessary tasks that must be performed after your death.
A toolkit for Individuals with Disabilities, providing a path forward, based on where you are in your employment journey.
Our Special Needs Trust program remains uniquely valuable to the beneficiaries we serve, aligning with our nonprofit mission. For over 30 years, the Special Needs Trust Program is managed by experts in the disability field, with Key Private Bank as the trustee and fiduciary.
This resource provides reliable information and assistance to individuals with I/DD, their family members and friends, professionals who support them and other members of the community on areas such as person-centered planning, decision-making, housing options, and financial planning.
The importance of choosing the right trustee, plus the measures in place to make sure the trustee is acting in the right interests of the beneficiary.
A primer on pooled trusts, first-party and third-party special needs trust.
Understand what “designated beneficiaries” are and how you should get started.
This Maryland edition of Planning Now discusses the importance of planning for children and adults with disabilities; provides essential information, suggestions, and a framework for planning, with various tools and resources to assist you.
Supplemental Security Income (SSI) is a Federal income supplement program funded by general tax revenues (not Social Security taxes). It is designed to help the following who have little or no income: seniors, adults and children who are blind or have qualifying disabilities. SSI provides cash to meet basic needs for food, clothing, and shelter. Use this site to learn more, check eligibility and apply for SSI.
This Arc’s National Policy Matters edition explores how Social Security, Supplemental Security Income (SSI), and Medicare and Medicaid related health insurance operates, the vital support they provide, and current policy proposals that may impact people with I/DD and their families.
The latest changes to Social Security.
SSA’s official checklist to help you complete the online Disability application.
A guide for family and friends serving as a representative payee (“rep payee”) or VA fiduciary. Taking on this responsibility makes you a fiduciary with fiduciary duties. You are managing money or property for someone else, and must act in their best interests.
DMAS breaks down how Medicaid and Medicare works, and how to apply for them.
A document that assesses whether the child with disabilities might be eligible for SSI or SSDI.
This 8-page document written by Disability Rights Maryland helps Medicaid applicants and recipients know their appeal rights if their services are denied, reduced, or terminated, and it provides guidance on how to pursue the Medicaid appeal process in Maryland.
How to Appeal a Denial, Reduction, or Termination of Community First Choice Personal Assistance Services
As a supplement to the more general guide on Medicaid service appeals, this document can be used in preparing for a hearing regarding Community First Choice (CFC) personal assistance services. It outlines the eligibility for the CFC program and the types of documents and evidence that you can prepare and use in a CFC hearing.
You can get help from your state paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) deductibles, coinsurance, and copayments if you meet certain conditions.
Medicaid Waiver Practical Guide
This guide explains explain how to apply for services for people with developmental disabilities. It will also explain what services are available, why there is a waiting list for services, who is most likely to be able to get services, who will help you, and what to expect once you are enrolled in the system.
Homesharing is an alternative way for people to meet their housing needs that provides numerous benefits to both homeowners and renters. The guide details the scenarios, consideration factors and how to get started.
The program provides minor home repairs to eligible low and moderate income elderly homeowners residing in the property, as well as accessibility modifications for homeowners with disabilities.
Roommate Agreements for SSI Application
Use these template documents to support your SSI application.
What it is and how it works.
The disAbility Law Center of Virginia’s resource on decision making and advance directive.
This resource covers adult guardianship law in Maryland and explains when a guardian can be appointed to act for a person who lacks the capacity to make decisions for herself/himself. It also lists many alternatives to a formal guardianship proceeding that may be more appropriate and less expensive than a formal guardianship.
A listing of Virginia and Washington D.C.’s dental clinics. (as of December 2019)
Adult Dental Services for Virginia Medicaid members; starting July 1, 2021, adult members will have access to more services and provider choices through DentaQuest.
Dental services for adults between the ages of 21 and 64, who receive full Medicaid and Medicare Benefits.
Congress passed the National Defense Authorization Act of 2015, which allows military members and retirees to irrevocably assign annuity payments from Survivor Benefit Plans (SBP) to a Special Needs Trust (SNT) for the benefit of their dependent child with disabilities. The SNT must be established as a Self-Funded (First-Party) SNT.
Navy Mutual Calculators
How to provide a survivor benefit for a child with a disability, and have it paid to a special needs trust for that child’s benefit.
Submit DD Form 149, Application for Correction of Military Records to the relevant service branch.
The Special Care Organizational Record for Children with Special Health or Educational Needs is an organizing tool for parents to track and organize their child’s information. You can use the SCOR to capture information, including your child’s birth history, likes and dislikes, medical and educational information, insurance and step-by-step action plans in case of an emergency.
Covering 50 States and the District of Columbia (DC), the report is the preeminent annual ranking of how well state Medicaid programs serve people with intellectual and developmental disabilities (I/DD) and their families.
With the 2019 change to the Secure Act (Setting Every Community Up for Retirement Act), know the impact on individuals, retirement, tax, and estate planning strategies.
These articles will focus on the changes to the SECURE Act and the impact on individuals and, more importantly, on the biggest provision that affects estate planning — the elimination of the “Stretch IRA”.
Individuals who plan to leave IRA and retirement plan assets to heirs — and individuals who stand to inherit retirement assets — should understand the new rules and distribution options.
The legislation expands savings opportunities for workers and includes new requirements and incentives for employers that provide retirement benefits. It also restricts a popular estate planning strategy for individuals with significant assets in IRAs and employer-sponsored retirement plans.
The Arc of Northern Virginia’s Special Needs Trust is a conduit trust or a see through trust. Conduit Trusts are See-Through Trusts which require any distributions received by the trust from an inherited retirement account be passed right out from the trust to the trust beneficiaries. The trust acts as a ‘conduit’ for distributions from the IRA to the underlying trust beneficiaries. We fulfill this requirement.
The primary focus of this article is to introduce the tax form that typically must be filed for Special Needs Trusts (SNTs) which generate income.
Information for the 2021 tax year. (The information provided is not written or intended as specific tax or legal advice.)
Paratransit services are special transportation services for people with disabilities who are unable to use fixed-route public transportation for some or all of their mobility needs. Covers Accessible Fixed-Route Public Transportation, Reach A Ride Paratransit Service Directory, Regional Transit and Paratransit Systems, Services in Virginia and Maryland
The program offers transportation services for people with disabilities: On Demand rides and Scheduled rides. Enrollees must be referred by an approved agency in which they are receiving services or scheduled to begin receiving services.
If you have been diagnosed with one or more medical conditions that have resulted in loss of physical, visual, cognitive or medical abilities OR if someone has told you to stop driving, you should consider investing in an evaluation.